Banking and fintech
Cyber security and ISO certification for banks and fintechs
Audits and certifications that support the security evidence regulators, partner banks and payment networks ask for.
Certification and audits for banking and fintech
Financial institutions operate under some of the most detailed cyber security expectations of any sector. In India, RBI, SEBI and IRDAI each issue directions on IT governance, cyber security and periodic audits; in the EU, DORA sets requirements for digital operational resilience; and card businesses work to PCI DSS.
As a CERT-In empanelled auditing organisation and an accredited ISO certification body, we provide IT security audits, VAPT and application audits alongside ISO 27001, ISO 22301 and related certifications. Each report states its scope and dates clearly, so your compliance team can map it to the requirement it supports.
Our work supports compliance; it does not replace your own obligations to your regulator. We test and certify, and your teams own the controls and the fixes.
What we hear
Pressures we audit against
- 01
Overlapping regulatory directions
Banks, NBFCs, insurers and market intermediaries can face requirements from more than one regulator, each with its own scope, frequency and reporting format.
- 02
Partner due diligence
Partner banks and payment networks review fintechs before integration and expect independent security evidence.
- 03
Frequent change in digital channels
Mobile apps, APIs and payment flows change often, and each significant release can introduce vulnerabilities that need testing.
- 04
Third-party and outsourcing risk
Regulators expect institutions to oversee the security of their vendors and outsourced service providers, not only their own systems.
Standards and audits for this sector
Security audits
IT security audit
An information security audit to CERT-In guidelines covering the systems you name, closed with a dated audit certificate.
Security audits
VAPT
Vulnerability scanning followed by hands-on exploitation, so you know which weaknesses an attacker could use.
ISO certification
ISO 27001
Independent certification of your information security management system against ISO/IEC 27001:2022.
Security audits
Web application security audit
Testing of your web application against OWASP guidance, with a certificate that names the URLs, dates and build covered.
ISO certification
ISO 22301
Independent certification that your organisation can keep prioritised activities running, or restore them in time, after a disruption.
Security audits
Data protection compliance
An independent check of how your organisation collects, uses, protects and deletes personal data.
ISO certification
ISO 27701
Certification of how your organisation governs personal data, as a controller, a processor or both.
Guides
5 min read
Preparing for a CERT-In empanelled security audit
A security audit by a CERT-In empanelled organisation goes faster and says more when the auditee is prepared. This checklist covers scope, environments, access, evidence, fixes and the final report.
5 min read
ISO/IEC 27001:2022: what changed and how audits treat it
The 2022 edition reorganised Annex A into 93 controls across four themes and tightened several clauses. This guide sets out what changed, what auditors look for and how to close the gaps in a sensible order.
5 min read
Preparing for stage 1 and stage 2 certification audits
Initial certification happens in two stages: a readiness review and a full assessment of how the system works. Here is what each stage covers and how to prepare without overbuilding.
5 min read
Integrated management system audits
Organisations with more than one ISO certification can be audited against them together. This guide explains what an integrated audit shares, what still has to be assessed standard by standard, and how to prepare.
5 min read
Transferring your certification to a new certification body
You can move an accredited management system certification from one certification body to another without starting over. This guide explains who is eligible, what the pre-transfer review covers and what happens to your audit cycle.
5 min read
Surveillance and recertification: the three-year cycle
Certification is not a single event. This guide explains the three-year cycle, what each surveillance audit looks at, what puts a certificate at risk and how to plan recertification so it never lapses.
Frequently asked questions
Where we work
Our registered office is in Redwood Shores, California. Teams in London, Dubai, Mumbai and Singapore plan and lead audits in their regions.
Plan your certification
Tell us your sites, scope and the standards you need. We reply with an audit plan and a fixed quote.